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Furthermore, customers for this kind of plan could have serious lawful or criminal histories. It is very important to keep in mind that various carriers provide a variety of concern ages on their ensured issue policies as reduced as age 40 or as high as age 80 - real insurance funeral plan. Some will certainly also supply greater face worths, as much as $40,000, and others will enable much better death advantage problems by boosting the rates of interest with the return of costs or lessening the number of years till a full survivor benefit is offered